This page sets out the Census figures for Mount Vernon, Washington and Skagit County, WA that sit behind a business funding request: employer counts by sector, the city's ZIP, self-employment and housing permits, plus lender types and leasing notes. Copperline Loans is listed in Mount Vernon, WA; partners decide every request.
At a glance
- Employer establishments, Skagit County, WA
3,670 (CBP 2023)
- Construction employers, county
567, more than any other sector (CBP 2023)
- Businesses without paid employees, county
8,821 (Nonemployer Statistics 2024)
- Self-employed residents, Mount Vernon, WA
10.0%, margin 2.0 points (ACS 2020-2024)
Skagit County, WA Sectors by Employer Count, 2023
| Sector | Employer establishments | Paid employees | Annual payroll |
|---|---|---|---|
| Construction | 567 | 4,586 | $396.2 million |
| Retail Trade | 496 | 7,087 | $304.8 million |
| Accommodation and Food Services | 376 | 5,743 | $190.5 million |
| Health Care and Social Assistance | 375 | 7,988 | $567.5 million |
| Other Services (except Public Administration) | 361 | 2,015 | $88.1 million |
| Professional, Scientific, and Technical Services | 283 | 1,751 | $140.6 million |
The county had 3,670 employer establishments in 2023 with 44,636 paid employees and $2,709.0 million in annual payroll, and 54.9% of those establishments had fewer than five employees (Census Bureau, County Business Patterns 2023). Health care and social assistance had the largest payroll of any sector, $567.5 million, and the most paid employees, 7,988. Construction led on establishments.
ZIP 98273 in the Census Business Counts
ZIP 98273, the ZIP of Copperline's listing, had 1,053 employer establishments in 2023 with 12,637 paid employees and $680.9 million in annual payroll, and 51.6% had fewer than five employees (Census Bureau, ZIP Code Business Patterns 2023). The city covers 8.8% of that ZIP's land, so the counts include businesses outside city limits.
| Sector, ZIP 98273 | Employer establishments | Share under five employees |
|---|---|---|
| Retail Trade | 146 | 34.2% |
| Construction | 125 | 68.0% |
| Health Care and Social Assistance | 118 | 33.9% |
| Other Services (except Public Administration) | 110 | 67.3% |
| Professional, Scientific, and Technical Services | 108 | 66.7% |
| Accommodation and Food Services | 99 | 23.2% |
Retail trade led the ZIP with 146 establishments, followed by construction with 125; 68.0% of those construction firms had fewer than five employees.
Who lends to Skagit County, WA restaurants and builders: banks, credit unions and online lenders
A Skagit County, WA restaurant or builder has three kinds of lender to choose from. Banks and credit unions, the Census group called depository credit intermediation, counted 54 employer establishments in the county in 2023 (Census Bureau, County Business Patterns 2023). Online lenders work from bank deposits and move through a shorter file. Dealers and their captive finance companies fund the equipment they sell.
- Banks and credit unions: read tax returns, financial statements and collateral.
- Online lenders: read deposits and time in business; shorter files, different pricing.
- Dealer and captive finance: fund new or used equipment from that dealer; compare promotions on total cost.
Copperline passes requests to funding partners, and those partners decide. The Washington lender-types guide goes into each kind.
Mount Vernon, WA business loans and the Skagit County, WA employer base
Mount Vernon, WA business loans start from the county's employer base: 3,670 employer establishments in 2023, plus 8,821 businesses with no paid employees counted in 2024 by Nonemployer Statistics, a separate Census program (Census Bureau, Nonemployer Statistics 2024). Because the two programs count different businesses, the figures stay separate here.
Among employed residents, 10.0% of Mount Vernon, WA workers were self-employed, with a margin of error of 2.0 points, against 10.9% for Skagit County, WA (margin 0.9) and 9.6% for Washington (margin 0.1) (American Community Survey 2020-2024). The county figure is above the state figure even after the margins; the city figure overlaps both, so it cannot be ranked against them.
Skagit County, WA Residential Permits: Three Years of Units
Building permits in Skagit County, WA authorized new privately owned housing for 486 units in 2023, then 547 in 2024 and 373 in 2025 (Census Bureau, Building Permits Survey). The 2025 total split into 168 units in single-unit buildings and 186 in buildings holding five or more.
For a builder or finishing contractor, those permits are the pipeline of jobs that draws and closings pay for. The contractor financing page covers materials, payroll and equipment.
Leasing commercial property in Skagit County, WA for a restaurant or commercial kitchen
A restaurant or a commercial kitchen in Skagit County, WA signs a lease before it finances a single oven, and the lease sets terms a funding partner will read.
- Term and renewal options: a partner financing a hood over several years wants a lease that runs at least as long.
- Who pays for improvements, and who owns them when the lease ends.
- Use clause: the lease should allow the food use, and zoning should too.
- Assignment: whether the landlord must consent if the business is sold.
- Landlord waiver: whether the landlord will let a lender recover financed equipment.
Zoning and flood-zone checks for a Mount Vernon, WA site are covered in the zoning and flood map guide.
City and County Websites for Mount Vernon, WA Owners
The City of Mount Vernon's website is mountvernonwa.gov; Skagit County's is skagitcountywa.gov. Business licensing for Washington is handled through the Washington Department of Revenue business license page, and entity filings through the Corporations & Charities section of the Washington Secretary of State. Copperline Loans has no affiliation with any of these offices.
The Mount Vernon, WA Listing, Phone and Map for Copperline Loans
Copperline Loans is listed at 404 S 1st St, Mount Vernon, WA 98273. Call (360) 665-7971 or use the request form; the contact page has a map.
Pages that follow on: the home page, all fourteen industry pages and the guides and calculator.
Kinds of Firms Partners Look at Across Mount Vernon, WA
Partners hear from Mount Vernon, WA owners who run many different kinds of business; common examples are contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Whichever partner takes up the request forms its own view of every request.
Financial Records to Organize for Mount Vernon, WA Companies
- A copy of the company's federal return and, if requested, your personal return
- Current-year profit and loss numbers and a matching balance sheet
- A current driver's license or passport for each owner listed on the request
- The company's articles and state filings and the EIN confirmation letter
- A list of outstanding loans, leases and advances and what each one costs per month
- When funds buy equipment, the vendor quote with the model and total price
Partners ask for different files, so use this list as a guide.
How the Review Unfolds for Mount Vernon, WA Firms
- Make a call to (360) 665-7971 or fill out the request form, noting what the money is for.
- The details are then passed to partners whose products match the purpose you described.
- The partner goes through the details and decides independently.
- Review the total cost, payment plan and terms of any offer; you decide whether to accept.
Companies based in Mount Vernon, WA can start and finish a request by phone or through the form.
By Copperline Loans ยท Updated